Here’s a pretty subtle – some might say insidious – problem that can strike would be beneficiaries in North Carolina workers’ compensation cases. It’s a problem of expectations.

More specifically, if you got hurt or sick on the job, you likely initially felt confused and overwhelmed and out of control. You did what any normal confused and overwhelmed person would do – you went online (and elsewhere) and researched your rights and requirements under North Carolina workers’ compensation law. You wound up discovering a seemingly infinite number of articles, blogs, and websites devoted to “helping you” unpack your challenges, maximize your benefits, and rebuilding your life. While you found some of the information compelling and commonsensical, you haven’t made the kind of progress you had hoped to make. As a result, a kind of dissonance has opened up in your life and created a new kind of stress.

You are now aware that there are experts and gurus and others who “walk the walk” successfully. By the same token, since you haven’t yet achieved your goals, you are finding yourself ruefully comparing your own situation with the “best case outcomes” you’ve read about online and elsewhere. How come your problems aren’t solved? What are you doing wrong that these other folks are doing right?

Unfortunately, these are the wrong questions to ask!

It’s very difficult to understand your own situation exclusively in the context of someone else’s situation. Even if the facts of your North Carolina workers’ comp case are very similar to the facts of another case that turned out successfully, you can never tell what subtleties and nuances separate your situation from that other situation. In fact, two coworkers injured in nearly identically industrial accidents may wind up with very, very different legal outcomes. Is this because one does a better job of getting the right help? Perhaps. But perhaps their situations are more different than superficial analysis can tell us.

This isn’t to say you should not do due diligence and try to find the best law firm around. (If you are interested in connecting with the Law Offices of Michael DeMayo, we would be happy to provide a free consultation). But you need to be careful by managing your own expectations. If you are desperately single, one of the worst things you can do for your ego and spirit is to hop on Facebook and read about all your friends’ wedding announcements. We do so anyway, because we live in a kind of voyeuristic culture. But this is not necessarily a healthy thing to do, psychologically. Likewise, you can read a ton of workers’ comp success stories, but unless and until you ground your own situation in reality, you may be getting your hopes up too soon.

It’s a fine balance, of course. We all need success stories to help us keep our eyes on the prize and boost our motivation. Being optimistic has rewards of its own. But balance your optimism with a grander perspective.

More web resources:

Why to be optimistic:

Why to be realistic:

Most outsiders who think about North Carolina workers’ compensation questions focus on the obvious stuff: The struggles with insurance companies and uncooperative bosses; the bureaucracy; the financial concerns; the medical, surgical, and rehab-related problems, etc.

But let’s not forget that the worker’s comp experience is not just a financial or medical one – it’s an emotional one as well. In particular, beneficiaries often experience significant challenges in their relationships – both relationships with themselves and with the close family and friends.

Many changes at once

Consider how much has changed in your life since you got hurt or sick at work:

•    You no longer have a steady stream of income.
•    Whether or not you will even get to collect workers’ comp benefits may be in doubt.
•    You may find yourself in a new, adversarial position with your employer or co-workers.
•    You may have to confront the headache of dealing with an insurance company.
•    You may be scared about your medical prognosis or path to recovery.
•    All of these stresses may have compounded other problems that existed before the injury/illness.

Even if you manage to “keep it all together” psychologically – keep a positive attitude, etc. – other people are bound to perceive you differently. And almost everyone needs a little extra support – emotionally, financially, and otherwise – after they have been seriously hurt or thrown off their career game. So you’ve become more needy, and your new status has changed the dynamics of all of your relationships. For instance, you may no longer be able to lift your kid out of the bath like you used to, and now you need help doing that. That changes your relationship with your child, changes your relationship with your spouse, and changes your perception of your ability as a parent.

Multiply that shift times a thousand, and you can begin to understand why the whole workers’ comp journey is such a challenge to so many relationships.

Being open, getting help, and listening to your feelings and needs

It’s important not to live in denial. Accept the reality of your situation, and you can start to take positive action to make progress. Be compassionate with yourself – and with the people around you. You are all going through lots of big changes, all at once, and they are surprising, and they have the potential to throw you off balance. Give yourself permission to feel a little bit out of control, and work toward regaining control in your life, rebuilding damaged relationships, and finding resources. A North Carolina workers’ compensation law firm, like DeMayo Law, can help you navigate the potentially rough legal waters ahead.

More Web Resources:

How change affects relationships

Being compassionate with yourself

As the old sages have told us, prevention is worth its weight in cure many times over. So, if you are in the verge of getting hurt or sick – and needing North Carolina workers’ compensation – you want to prevent potential problems — such as a bad back, inhalation-related lung injury, etc.

Prevention is obviously superior to cure. But this revelation just begs us to examine another critical question: How do you know when you are at risk for an injury or illness related to your job that could lay you up and compel you to seek North Carolina workers’ compensation?

Here are a few “red flags”:

During a repetitive task at work – lifting pipe, driving a vehicle, typing, etc – you feel numbness, tingling, soreness, or other symptoms of repetitive stress injury.

Don’t treat flare-ups lightly – they are your body’s way of telling you to pay attention to trauma.

You’ve seen co-workers fall victim to predictable accidents.

For instance, say you work at a construction site, and you’ve noticed that your friends keep hurting their knees working a particular cement machine. Learn from their experience and avoid that particular machine and/or engage in major due diligence to protect your knees. Take some responsibility and interest in your own safety by investigating your workplace and even your industry for best safety practices.

You’ve had one or more “close calls.”

Perhaps you got lucky. Perhaps you nearly fell off scaffolding but caught yourself at the last minute. Or maybe you drove a late night shift and nearly fell asleep behind the wheel. Again, it’s easy to chalk up a near miss to happenstance and to take the path of least resistance by continuing your old ways. But by examining your “almost accidents,” you’ll find ways to prevent real accidents.

Your friends or family or co-workers – or even your internal “spidey sense” – warn you about potential problems.

For instance, your wife or husband may say something to the effect of, “Boy, you’re really looking exhausted every time you come home from night shift,” or you may have a dream about hurting yourself at work. The point is that these subtle, intuitive warning signs should not be ignored. Our intuitions are wired to pick up on subtle factors about our environments that our conscious minds are not very good at paying attention to.

If you’ve already been hurt or may be ill at work, Michael A DeMayo’s North Carolina workers’ compensation law firm can help you understand your rights and responsibilities.

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Paying attention to intuition

Warning signs that you might be hurting yourself

What kind of mentality should you have to maximize your chances for success with your North Carolina workers’ compensation?

According to researchers from Harvard, there are actually nine key ideas that you should embrace to make better progress towards your goals. Here they are:

#1. Be specific about your goals. Concrete numbers, dates, timeframes, et cetera, are better than ambiguous ones, since they give your mind something to focus on.

#2. Take action towards your goals. Grand plans are great. But if you really want to succeed, you need to start moving forward in some direction – for instance, by connecting with a North Carolina workers’ compensation law firm for a free consultation.

#3. Measure your progress. How far you are away from achieving your financial goals, recovery goals, et cetera? When you can measure your milestones, you will be more likely to push yourself along.

#4. Be optimistic, but also be realistic. You don’t want to have your head up in the clouds, but you also no need to keep a positive attitude to keep yourself motivated and moving.

#5. Enjoy the journey. You can learn a lot from your quest for North Carolina workers’ compensation. It’s not just about the benefits (although those are important). It’s about how you get those benefits, what you learn in the process, and what those benefits mean for the rest of your life.

#6. Demonstrate grit. Yes, your goals may be lofty and difficult. But successful people have grit to persist even in the face of substantial obstacles.

#7. Exert willpower. This is kind of similar to #6, but it’s slightly different. Will power is actually a skill that can be learned and improved upon. If you feel like you want to surrender or give up in your fight against an insurance company, employer, or recalcitrant bureaucracy, don’t. Push yourself, and lean on resources to help you get kick started again.

#8. Limit your challenges. In addition to going after workers’ comp benefits, you might also be trying to lose weight and stop playing so many games of Angry Birds on your cell phone. Avoid taking on multiple difficult challenges at once, since it splits your focus.

#9. Accentuate the positive, and eliminate (or at least don’t dwell on) the negative. Focus on actions that you can take that are going to lead you in a positive direction. There will be a time for rumination and regret. But as the old saying goes, you can’t do a don’t. Focus on the steps you can take to get to your workers comp goals, and push as hard as you can to achieve them using the other eight concepts that we have discussed here.

You can also lean on the team here at the Law Offices of Michael DeMayo for good help.
More Web Resources:

Harvard Researcher’s Nine Steps for Success

How to Build Your Will Power Muscle

Perhaps your employer promised to fight your claims; or maybe you’ve encountered resistance from an insurance company. Or maybe you’ve just been reading horror stories about claimants who’ve spent months or even years chasing North Carolina workers’ compensation benefits. In any event, you are gearing up for a big fight. But the path may not be as hard as you fear.

Secret of success: pretend your goals will be tough to reach (even if they won’t)

Researchers at Harvard found that, to set yourself up for success, you need to think effectively about your goals. According to the famous Pareto Principle – also known as the 80-20 rule – imbalances in life are basically everywhere. 20% of all people who get divorced account for 80% of divorces, for instance, amazingly. You wear 20% of your socks 80% of the time. This amazing, counterintuitive principle is at work in practically every facet of our lives, work, relationships, et cetera. Although it’s hard to find statistics to support this contention, it’s probably true that 80% of North Carolina workers’ compensation cases fall into the relatively simple and straightforward category. Only a slim minority of cases constitutes the difficult complex, “drag on in court for months or years” type cases.

Of course, it’s impossible to know whether your particular situation will merit a more robust and muscular response. And it’s always useful to prepare for the worse, even while you hope for the best. But if you’ve been putting off connecting with a North Carolina workers’ compensation law firm, like DeMayo Law, because you are worried about the complexity of your situation, avoid this kind of useless, worst case scenario thinking.

After all, you almost certainly face plenty of real challenges related to your injury or accident such as:

•    Educating yourself about your injury or illness;
•    Finding the right doctor and/or rehab specialist to get you maximum care;
•    Working with your spouse and family financial planner to devise an appropriate budget, given your new limitations;
•    Meeting your needs for resting and healing;
•    Enjoying the opportunity to reflect on your life and work and learning to grow as a person and employee;

So stop fretting about imagined obstacles to your case, find a good law firm, and get busy building the next chapter of your life.

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Fearing Obstacles That Haven’t Yet Presented Themselves

Stop Worrying and Start Rebuilding Your Life

Many articles online about workers’ compensation in North Carolina and elsewhere focus on the technical aspects of how to get benefits quickly, maximize the utility of the benefits you collect, “fight the system,” compel employers and insurers to “play fair” and so forth. These are all important topics to address – indeed, this blog has spent a tremendous amount of time analyzing these issues.

However, many hurt and sick workers are concerned not just with getting benefits – and “closing the loops” associated with their benefits quickly and efficiently – but also with managing the core instability and frustration of the workers’ comp journey. It’s important to address these issues, too. And the distinction is important. Obviously, hurt and sick workers – and their families – need the appropriate strategies and tactics and resource partners to achieve sufficient results. But focusing on your grand plans – all the big picture thinking – can lead to a kind of overwhelm and dismay.

If you just read a little bit online, for instance, you can immediately recognize:

•    50 problems that you have that are associated with your North Carolina workers’ compensation situation;
•    20 tactics that you should be implementing yesterday to get control of your life;
•    30 possible resource partners;
•    100 North Carolina workers’ compensation law firms;
•    And that’s just the beginning!

Getting human beings to change and move away from the status quo is almost never a comfortable activity, even under the most generous and simplest of circumstances. In other words, if you are young and healthy and you are looking to change your diet or improve your fitness routine or get a little bit more productive… you still nevertheless will face challenges breaking out of old habitual thoughts and actions.

When you’re sick and injured – when you have a family to care for, bills to pay, hidden anger about your employer, your insurance company and possibly yourself, a painful rehab and a scary medical prognosis in front of you, et cetera – the thought of taking on even MORE risk can be almost too overwhelming to bear. Even if the risk is worth it, by any practical calculation. And so many would-be beneficiaries don’t bother taking any action about their cases. So the research that they do comes to naught. So they feel WORSE about their poor results than they would have had they done no research at all!

Not a Good Situation, By Any Means

So how can you begin to move it in some right direction — to get the wheel moving? Unfortunately, there is no cookie cutter answer here. But, if you can at the very least internalize the concepts that we’re discussing here – that taking no action is often worse than taking an inefficient or even negative action (i.e. one that moves you the wrong direction). Action creates its own clarity because of the law of inertia. Once you’re moving in any direction, you’ll find it easier to pivot and change course based on the feedback that you get.

More Web Resources:

The Hidden Cost of “No Action”

The Law of Inertia

Businesses that employ more than three or more people in North Carolina generally must carry North Carolina workers’ compensation insurance.

If they don’t, the owners can actually be hit with a felony charge and face jail time, among other punishments. Why does the state care so much about this issue? What’s the big deal?

If your employer lack proper insurance — and then you get sick or hurt on the job — how do you expect to collect benefits to pay for your lost wages, the time you spend off of work, and so on and so forth? Perhaps the business owner has personal assets to cover care. But probably not. And many workers’ comp cases in North Carolina can lead to damages in the range of hundreds of thousands of dollars.

If your employer is operating on a shoestring budget – and doesn’t have a lot of significant assets, and does not carry insurance – you may not have any recourse at all!

Then your burden becomes your family’s burden – and/or the state’s burden and/or the federal government’s burden. In other words, a simple lapse of judgment on the part of your employer can cascade to have massive impacts not just on your future and your family’s future but also on the economy in general. The rest of our civil society must pick up the tab for the incompetence.

There are a few lessons to be learned:

1. If you are an employer and you do not understand your obligations under North Carolina workers’ comp law — or if you do understand them and you still lack insurance — make it an urgent, top priority to take care of your insurance issue.

Do it not just to protect yourself from felony charges. Do it to secure the well being of the people on your teams who help you produce and also to help society at large.

2. If you are an employee, and you know that your employer has not met his insurance obligations– or other obligations with respect to your safety, financial well being, or welfare — speak up!

Don’t wait until you get hurt or sick to learn about your employer’s incompetence. It’s within your rights – and it’s commonsense – to find out whether you would be protected if something happened to you on the job. If you need more clarification, you can always connect with a resource like the North Carolina Industrial Commission or a qualified North Carolina workers’ compensation law firm.

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The North Carolina Industrial Commission

North Carolina’s Laws Regarding Workers’ Comp Insurance

With the Supreme Court set to weigh in on the critical healthcare mandate aspect of ObamaCare, experts here in the North Carolina workers’ compensation system are already thinking through how the court’s decision might impact the rights of workers and employers here at home.

The case before SCOTUS is monumentally complicated and highly politically charged. This is not the appropriate space to dissect the nuances of the arguments — and the predispositions of the various Justices. Some pundits believe that if Supreme Court scraps the mandate requirement, then much of “ObamaCare” would be hobbled. Others suggest that a Supreme Court smackdown might even ultimately help President Obama and fellow advocates.

We are obviously not going to get into the Supreme Court prognostication business here! But this case does hold interesting implications for North Carolina workers’ compensation. Not so much in how a ruling either way would impact healthcare. But rather… we can look at this cultural moment as an indicator of the interconnectedness of various governmental polices and initiatives.

Let’s make that a little less abstract.

The battle over ObamaCare has been a unique showdown involving the Executive, Congressional and Judicial branches of government. We tend to think about issues like health insurance or workers’ compensation in a vacuum. Indeed, experts in these fields can often get so interested in the subtleties and nuances and “10 levels deep” questions about their areas of focus that they lose the ability to explain what they are talking about in plain language to people who don’t know or don’t care what they do.

We can see some of this narrow-minded thinking with the whole healthcare debate. Practically no one who reports or analyzes healthcare stories has read the thousands and thousands of pages of documents that might be relevant to understand the implications for healthcare.

Let’s put this idea into context. What might it mean for people who are trying to simply understand what benefits they might be entitled to and why their employer or insurance company has given them a hard time?

First of all, understand that employers and insurance companies have an interest in protecting their companies and bottom lines. So, if you are encountering resistance, you shouldn’t necessarily be surprised. Second of all, when you’re traversing the gauntlet of the workers’ comp system, be aware that you will encounter many individuals who claim to be “experts” on the whole enchilada. In reality, the workers’ comp system is so complex, so byzantine, and so multifaceted that no one can “know it all.”

All that being said, a reputable workers’ comp law firm in North Carolina can help you make hugely substantial progress toward your goals.

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Do the experts know anything?

Why people tend to oversimplify complex problems.

A recent piece in the Charlotte Observer, “When NC employers dodge workers’ comp costs, employees pay the price,” has raised a huge conversation among professionals in the North Carolina workers’ compensation community.

Whether you’re a worker who got hurt on a roofing job, a family member of someone hurt in a work-related driving accident, or simply a curious citizen, we hope that you will enjoy this two-part series reviewing and analyzing the Charlotte Observer’s editorial.

According to the News and Observer, as many as 32,000 businesses in North Carolina that should carry workers’ comp do not. Dun & Bradstreet found that there are approximately 172,000 companies based in NC that employ more than three or more people. This means these companies must purchase insurance or certify that they have money to self insure. Meanwhile, insurers only wrote about 140,500 policies for businesses in 2011.

That’s a big gap!

And that gap is important because, as the Charlotte Observer piece points out, non-compliant companies put hurt workers at risk. An employer who fails to carry workers’ comp insurance can be charged with a Class H felony. Not exactly an armed robbery count — but it’s still a felony. Nevertheless, the enforcement of this law is pretty lenient. As the Charlotte Observer’s piece pointed out, two construction company owners were recently excused of this fraud charge after an investigation revealed that they let their workers’ comp policy lapse because of financial pressure.

In other words, yes, the employers did something wrong – committed a Class H felony, perhaps. But they weren’t trying to skirt the law or cheat the law as much as they were trying to keep their business afloat. That would be all well and good, except for the fact that — in this particular case — a 59-year-old employee got crushed by a load of gravel and suffered a permanent disability. The hurt worker is now out $60,000 in lost wages, and his hospital bills total $40,000.

So that’s $100,000. Where does that money come from, if his employer lacks assets and insurance?

Questions like these are far more than theoretical: they are practical and scary, especially if you or a loved one suffered a serious injury.

Meanwhile, the North Carolina Industrial Commission appears to be kicking the can on this issue. As Observer points out: “The Commission makes no effort to figure out which employers don’t have protection. It only learns of noncompliant companies when a worker has been hurt and appeals for help.”

In other words, we’re closing the proverbial barn door after the horses have all run away.

Fortunately, there are resources out there that can help you understand what to do, how to navigate North Carolina’s complicated workers’ comp laws, and how to get benefits sooner, easier and with more certainty. Connect with a North Carolina workers’ compensation law firm to learn more about your potential case.

More Web Resources:

When NC Employers Dodge Workers’ Comp Costs, Employees Pay the Price

North Carolina Industrial Commission

Let’s be frank: The North Carolina workers’ compensation system has a lot of problems, despite legislators’ attempts last year to tweak the laws, make them more equitable for businesses and employees, and streamline some aspects of the bureaucracy.

At the end of the day, legitimately hurt would-be beneficiaries still get mistreated by insurance companies, harassed by employers, and forced to jump through hoops to get money that, by all rights, should be theirs without any question. Likewise, unscrupulous people still take advantage of the system by committing North Carolina workers’ compensation fraud.

When you look at any of the interested parties involved – employees, employers, insurance companies, rating agencies, the state, etc – you can probably find ways for us all to improve how we approach the problem of workers’ comp.

On the other hand, we’ve come a pretty long way in terms of worker’s rights, especially when you look at the past several centuries of human history.

Back in Medieval Europe, for instance, serfs labored under ghastly condition to scrape out a living. You can be sure that a serf who got whatever the equivalent of “carpal tunnel syndrome” was — after spending too much time threshing wheat (or whatever) — did not have a grievance system that was anything close to the North Carolina legal system.

Does our progress mean that we can or should excuse the inefficiencies in our current system? Absolutely not. But it’s at least useful to start looking at our problems in historical context. Not only because it will make us feel better – at least we are not serfs, and we have some control and power over our legal destinies – but also because it can make us hopeful for the future. Who knows? In 30 or 50 or 100 years, we may look back on the current way workers’ comp works in horror. Our descendants will wonder: how could we have let so many inequalities and inefficiencies linger for so long?

If someone you care about needs help with a tricky insurance company situation or an unpleasant employer, connect immediately with a North Carolina workers’ compensation law firm.

More Web Resources:

How serfs were treated in the middle ages

The art of getting better over time

How can you make your experience on North Carolina workers’ compensation as successful, stress-free, and – dare we say enjoyable – as you can?

Here is a simple exercise you can do in 5 minutes that should offer you profound insights into the unspoken values and principles governing your quest for North Carolina workers’ comp.

Values and Purpose

There are oodles of books, websites, blogs, and other materials that emphasize the importance of defining values and purpose. Our values and purposes change based on different circumstances and different problems. For instance, ask yourself “why” you are reading this article. Your purpose will be different from “why” you got onto the internet in the first place. The frame of the problem changes the purpose and principles. That’s why it’s so important to be specific when it comes to exercises like the one we are about to do.

Having gone through that preamble, let’s begin the exercise.

Step 1: Grab a piece of paper or open up a word document, and take time to answer this question:

Why do you want to go on North Carolina workers’ compensation?

Really take some time here. Don’t just write “to get money” or some snarky answer like that. Really spend some time to probe the root purpose of your quest. For instance, you might need to ask “why” multiple times to hit “pay dirt.” For instance, if you first wrote down the answer “get money,” you would need to ask “WHY do I want to get money?” and so on and so forth until you reach a more fundamental purpose — ideally one that resonates with you emotionally.

For instance, after some drilling down, you might come up with the root answer “because I have a fundamental need to support my family and children.”

Step 2: Identify your values.

One of the best ways to come up with the values that will govern a project (including your quest for workers’ comp) is to imagine “outsourcing” it to somebody else. Say you could hand over the task applying for, collecting and spending your workers’ comp to somebody else. What would tell that person NOT to do? You can then derive your values by taking the negative of that statement. Example:

•    I would forbid the outsourcer from committing fraud or any other unethical behavior. (Value extracted: I will not commit or tolerate fraud or any unethical behavior)
•    I would not allow the outsourcer to tackle a job by himself or herself. (Value extracted: I want to use and trust my case to a competent authority, such as a trusted North Carolina workers’ compensation law firm).
•    I would not allow the outsourcer to work without keeping my spouse in the loop as well. (Value extracted: I must keep my spouse in the loop about what’s going on with the workers’ comp stuff.)

More Web Resources:

Drilling Down to Find Purpose and Principles

Change Must Be Purpose and Values Driven

In recent blog posts, we have been talking about the roots of North Carolina workers’ compensation problems. On both an individual level and a societal level, we have examined how simple problems (such as dietary choices, exercise choices, ergonomics, etc) can cause profound problems for workers and for the system as a whole. We have also looked at how complex problems can often “give way” to relatively simple solutions. Both of these ideas are relatively counterintuitive. But both find support from emerging research in respected disciplines like complexity theory.

Today, we are going to examine speculative ways to “knock out” many of the seemingly impossible to dislodge problems with the North Carolina workers’ compensation system as a whole. These problems, as this blog and others have enumerated, can include:

•    Exorbitant premiums which exhaust employers and lead to fraud and other kinds of malfeasance;
•    Complicated bureaucracy which intimidates beneficiaries;
•    Suspicious and at times aggressive and malevolent insurance companies, who can make beneficiaries jump through hoops unnecessarily and even deny legitimate claims;
•    North Carolina government bloat – too many worker’ comp cases consume significant government resources;
•    Lost productivity – when workers get sick and injured, they lose capacity to be productive (or as productive). The result? A huge drain on the state’s coffers, productive capacity, and overall spirit and confidence.

Complexity theory tells us that simple solutions (provided that they are the proper ones!) can potentially knock out many of our complex problems.

For instance, let’s continue to roll with our earlier speculation about the efficacy of low carbohydrate diets. As authors like Richard Bernstein, Mike Eades, Robb Wolf, Mark Sisson, Gary Taubes, and others have argued, carbohydrate restriction might be a “magic bullet” when it comes to treating chronic disease, obesity, and metabolic syndrome. If these guys are right, what would happen if North Carolina changed its dietary guidelines to come into line with the “low-carb” perspective?

First of all – and again, this is assuming that they are right about the science – North Carolinians would rapidly be able to reverse the state’s obesity and diabetes epidemics. So we wouldn’t spend nearly as much money or time or energy battling those problems. That would free up money to spend elsewhere. Second of all, we would create a stronger, more robust work force.

Acute events (e.g. slip and falls) as well as long-term stresses (e.g. bad workplace ergonomics) would still be a problem. But even THOSE problems would be significantly helped. A muscularly strong, healthy man with a strong lower back and good immune system is likely to “bounce back” from a fall or from a typing injury than is a compatriot who is significantly obese, diabetic, and weak.

In any event, this is an interesting thought exercise. And, again, the concept that massive, diverse, and seemingly unrelated problems can be solved by “magic bullets” like a well formulated low carbohydrate diet is not science fiction. Indeed, Complexity Theory suggests that “simple solutions to complex problems” almost certainly abound out there.

More Web Resources:

What if “low-carb” really is a magic bullet? What problems could be solved?

Complexity Theory: Simple Solutions to Complex Issues

In a recent blog post, we discussed how typical chronic injuries (which necessitate North Carolina Workers’ Compensation) can often stem from surprisingly simple causes.

This is counterintuitive. When a patient presents with many different symptoms, including fatigue, strange blood work, dysfunctional musculature, etc, physicians generally assume that “a lot” of things must have gone wrong for that patient. Not necessarily! In some cases, simple stresses or annoyances can have an accumulated effect. The results can be complicated, but the cause may be simple. (Incidentally, this is one of the precepts of an emerging, exciting branch of science called complexity theory).

Simplicity can yield great and surprising complexity. This concept can help us understand and identify broader problems with the North Carolina Workers’ Compensation system. If you ask any expert or specialist in the field, he or she could probably list off dozens if not hundreds of inefficiencies, inequalities, and general problems with the NC workers’ comp system. Fair enough. But, what if many, if not most, of these issues stemmed from one or two “common root causes.”?

A Candidate Root Cause?

The following theory is as counterintuitive as it is grandiose. But it just might be right.

Many people on workers’ comp suffer from chronic conditions, which make their struggles worse. These conditions include muscular weakness, immune problems, diabetes, obesity/overweight, heart disease, hypertension, etc. We typically think that all these different diseases or physical ailments must stem from different conditions. For instance, many people believe that hypertension results from diets high in sodium. The conventional wisdom will also have you believe that diets rich in saturated fat cause heart disease, that diets with “too many calories” cause obesity, that type II diabetics get diabetes because of “genetic predispositions.” And so forth.

In other words, we don’t see unifying strands. Every piece is seen as different. In order to explain the complex morass of problems that we see in the workers’ comp system, we must hypothesize complex causes. But emerging research powerfully suggests that many of the “chronic diseases” of western civilization (which no doubt cause or contribute to a huge swath of workers’ comps cases in North Carolina) stem from poor dietary choices.

Specifically, we’ve been eating way too many starches and sugars. As a result of this overconsumption of sugar (not salt, not fat, not calories), we’ve seen a spike in all sorts of diseases of western civilization, such as diabetes, immune problems, etc. The idea that certain starches and sugars are toxic is by no means a new idea. Journalists, iconoclastic physicians and activists have been preaching this message for well over a century and a half. Their ranks include: Banting, Pennington, Robert Atkins, Mike Eades, and journalist Gary Taubes.

If these “low carbohydrate” diet activists are correct about their theory, then we must be forced to concede something interesting. The USDA food pyramid guidelines (instituted in the late 1970s – early 80s) – which instructed population to eat less fat and far more carbohydrate – might have actually provoked not only the obesity epidemic but also epidemics of diabetes and metabolic syndrome and who knows what else!

It is an intriguing hypothesis – a kind of grand unified theory of nutrition and diet. But if the hypothesis is right, then maybe many of the seemingly intractable and complicated and unrelated problems that afflict our state (and our state’s workers) all stem from the single common cause: Bad dietary advice.

More Web Resources:

A Grand Unified Theory of Nutrition?

Burden of Obesity and Chronic Disease on Workers’ Compensation System

Your North Carolina workers’ compensation issues are so diverse (and possibly hard to catalog) that you get a headache just thinking about all the fires that you have put out.

Let’s just surface a few of the deep obstacles holding you back:

•    You’re no longer bringing in income;
•    You are in constant chronic pain;
•    You’re confused about your medical prognosis and probably more than a little scared;
•    You have no idea how long it will take for you to recover your function – or how much of your function you can recover;
•    You may be fighting more with your spouse, family members, friends, and others who want to help you;
•    You may be completely confused and overwhelmed by all the different sources of North Carolina workers’ compensation “wisdom” on the web and elsewhere;
•    You may be locking horns with an uncooperative employer or shady insurance company;
•    You may be dealing with chronic problems that were draining your attention before you got hurt at work (e.g. relationship drama, struggles caring for an elderly parent, financial pressures, an imminent foreclosure, etc.)

It might be worth it to pause from reading this for a second and pick up a pencil or a pen (or open a Word document). Go ahead and type out your own list of problems and concerns associated with your workers’ comp claim.

If you filled out more than a single sheet of paper, you would be in the vast majority of beneficiaries (or want-to-be beneficiaries).
Bottom line: you’re dealing with a lot of complex, diverse and scary “stuff.” And you probably are laboring under the belief that you will need to solve each one of these “fires” separately.

That might be true. But we might be able to borrow from the insights of complexity theory to find a way around your issues. Complexity theory tells us that simple problems can have complex causes; conversely, complex problems can have simple solutions.

Perhaps, then, small changes in perspective, behavior, habit, or thinking can “knock out” many of your chronic problems at once. Here are three speculative “hacks” which can help you get started. These three ideas have a significant empirical and scientific support. Educate yourself by reading the references at the bottom.

1. Mindfulness Meditation

The ancient art of meditation traces its roots across cultures, religions, and continents. Most people associate “meditation” with Eastern traditions, such as Buddhism, Hinduism, Sufism, etc. But meditation like states are often created through other traditions – Catholics who count rosaries, for instance, are engaging in meditative practice. Recent scientific analyses of the effects of meditation on the brain suggest that mindfulness can be a powerful way to treat a vast number of ailments, including depression, anxiety, ADHD, and other psychological traumas.

2. Low Carbohydrate Diets

In their bestselling book, The Art and Science of Low Carbohydrate Living, doctors Jeff Volek and Stephen Phinney discuss dozens of carefully controlled studies that suggest that a properly formulated low carbohydrate diet (low in easily digestible starches and sugars, in particular) can essentially cure metabolic syndrome (which includes diabetes, obesity, and many other ailments associated). Essentially, the low-carb diet theorists suggest that obesity and many diseases result from problems with insulin signaling. Low-carb diets normalize insulin levels and thus help people heal from these problems.

3. Strength Training

In their book, The Slow Burn Fitness Revolution, authors Fred Hahn and doctors Mike & Mary Dan Eades debunk many common myths about fitness and exercise. In particular, the authors suggest that individuals who engage in regular, safe muscular strength training can protect themselves and/or heal from a staggering range of problems, including chronic lower back pain, osteoporosis, etc.

Of course, you need a guide to help you synthesize and structure your recovery. A North Carolina workers’ compensation law firm can point you in the right direction and connect you with more powerful resources to succeed.

More Web Resources:

The Benefits of Strength Training for Rehab?

A Simple Solution (low-carb) for a Complex Problem (obesity)?

The behemoth that is the North Carolina workers’ compensation system seems like a tough beast to tame.

We want to smooth out inequities, give employers breaks, enhance trust among insurers, employers and employees, and, most critically, help employees receive a fair piece of the “grand bargain”. It all sounds like a lot of work. And it might be.

But intriguing scientific research suggests that complex systems – such as the North Carolina workers’ compensation system – can be powerfully shaped and molded with “nudges” as opposed to “sledgehammer blows.”

Let’s unpack that for a second. When you think about large systems – systems involving 100s of millions of dollars, thousands of people and employees and insurance companies – we intuitively believe that, to create change, we need lots of top down power. For instance, we need massive top down legislation. We need a huge influx of cash. We need rate cuts. Or rate hikes, depending on your point of view.

While using a sledgehammer can sometimes get the job done, sledgehammer blows are problematic for a few reasons:

1. They require massive amounts of energy and resources, so you can only fire off a very few;

2. Calibrating sledgehammer blows is very difficult. For instance, say you’ve got a gangrenous arm. A doctor saw off your arm at the shoulder to save you. You’ve cured the gangrene, but you’ve done it in a very sloppy way. The gangrene is gone, but we have no idea why it grew in the first place or what we can do in the future to fix/prevent it. We burn through a lot of our resources needlessly.

3. Hard to replicate. A hammer blow can work one time for one type of problem. But what happens when another problem emerges (and problems always do emerge)?

An Alternative to the Hammer Blow – The Chisel Or The Nudge

Another way to change complex systems is far less cost and energy intensive.

The other paradigm involves using nudges or slight changes in pressure and perspective, applied over extended periods of time. For instance, here is a good metaphor to illustrate the power of nudging. It’s easy to give someone a bruise on his arm by punching him on his arm hard. It is also, however, possible to cause a bruise by putting slight but constant pressure on the arm for an extended period of time. You know how much it hurts if you sit in a chair in the same exact position for too long. The point is: we can nudge easily, without investing a lot of time and energy. We can also run far more experiments to try to nudge the system in the right direction.

Whereas we can only maybe fire one or two or three cannonballs a year at our North Carolina workers’ compensation problem; we can try hundreds of different nudges to get the system to come into line with our values and vision and expectations.

Master business theoretician Jim Collins discusses this kind of resourceful thinking in his recent bestseller, Great by Choice. Collins argues that enduring systems (be they giant companies or institutions like North Carolina’s workers’ compensation) can be shaped and molded most effectively through a process that he calls “Fire Bullets, then Cannonballs.” In other words, conduct small little experiments and try to reach your goals (bullets). Once you are able to “connect” with the bullets, then you fire a cannonball after the bullets to get a massive effect.

This approach doesn’t guarantee success, but it makes success much more likely.

More Web Resources:

Fire bullet, then cannonballs

Small Shift Yields Massive Results Over Time

A majority of people who funnel through the North Carolina workers’ compensation system struggle, often for years, with problems ranging from financial pressures to ongoing medical “situations” to problems with employers and insurance companies to personal problems at home.

In other words, it’s no fun to be in the majority of North Carolina workers’ compensation beneficiaries.

You don’t have to be. In fact, most beneficiaries can get a lot more out of their experience as an injured/sick worker than they realize… just by bucking the conventional way of doing things and connecting with powerful resources, like a competent North Carolina workers’ compensation law firm (instead of just “going it alone”).

Separating yourself from the “crowd going off the cliff” is easier said than done. Here are some best practices to bear in mind as a proud member of the productive and successful minority:

•    Think positively and realistically.

Embrace what business management guru Jim Collins once called the “Genius of the And”. It’s good to be clear about where you are. It’s also good to be optimistic. But most people think that in order to be realistic, you also must be a pessimist. Nonsense. It is possible to see your situation clearly and to think positively.

•    Get help sooner than later.

Your perspective on your workers’ comp situation is almost certainly less and ideal. You have your own biases, negative emotions, and the lack of experience dealing with rehab and with recalcitrant insurers and employers. The longer you wait, the more your problems could stack up. Get help to break out of your ossified ways of thinking and acting.

•    Be. Do. Have.

Yes, your life is full of stress. Yes, you desperately need money. Yes, you are confused and scared about your career prospects and even about how you will feed your family and pay your medical bills. If you wait until some distant, undefined point of future to “relax” and “enjoy life,” you may never get there. In fact, the history is replete with ample examples of hugely successful, healthy, famous people who are miserable. Likewise, you can find examples of people in desperate poverty or people suffering terrible illnesses who managed to find joy in life. Don’t wait to “heal” from your workers’ comp problems. “Be” now. It will help you “have” later.

•    Take responsibility.

Human beings have a deep need for control. You may feel like you are out of control right now. You may feel crushed under a heap of “have tos” and “shoulds.” Recognize that giving up choice leads to pain and suffering. As psychologist Marshall Rosenberg once pointed out, the Nazi guards at concentration camps used a bureaucratic language called Amtssprache to justify their bad deeds. This language washed their hands of responsibility. It was full of things like “I have to” and “it’s orders” and “I must.” Once you surrender your autonomy, you surrender your humanity. Take responsibility for what’s happening in your life and for the actions you take next.

More Web Resources:

Amtssprache– the language of no autonomy.

The Overpowering Minority

If you are sick or injured – or if someone you love and care about needs North Carolina Workers’ Compensation – then you probably fear that you’re “in this” for the long haul. The problems with your health, finances, and career situation are not going to go away overnight. So you better get used to them. It’s going to be a long, hard grind. It’s going to take months or maybe even years.

Or perhaps positive change can come swifter than you realize!

That may sound like a pollyannaish statement. After all, many workers’ comp and workplace injuries are anything but simple to manage. In fact, somebody might even take affront to the suggestion that your injury or illness could be easily resolved. There is a subtlety here. Workers’ comp problems can last a long time and can lead to the “grind” we talked about earlier.

At the same time, however, when change happens, if often happens blindingly quickly. Ask famous writers, celebrities, and politicians about how they succeeded. You will come across a surprising pattern. Often, a person struggles for years, even decades, before a “lucky break” changes everything. Most people think in terms of “how can I make that lucky break happen for me?” For instance, they will try to win the lottery or hope for some other windfall.

But this way of thinking about your problems may not be particularly useful. In fact, the “lucky breaks” and the “swift changes” that follow do not occur spontaneously. They are nurtured and prepared by years of practice and – by consistently making small positive decisions and changes to behavior.

Once there is enough positive momentum going on, efforts can catch fire rapidly. It’s kind of like lighting a match. If you rub the match against the surface nothing will happen. As you rub faster and faster – still nothing. But once you hit some kind of a tipping point – FWOOM – the match suddenly bursts into flame and releases massive amounts of heat.

Likewise, so goes the transition from struggle to success. You struggle, struggle, struggle. Then one day, you “catch fire” and success seems inevitable instead of a distant dream.

The moral here is two-fold:

1. Avoid thinking in terms of “grand, one time fixes” to your North Carolina workers’ compensation problems.

Single decisions that you make – single behaviors or habits or thoughts that you have – are probably far less crucial than your overall habits and rituals. Instead of focusing on wiping out your problems with a single “smart decision” or a one-time phone call with a mentor, focus on winning the marathon.

2. Change, when it happens, can be swift and sudden.

For instance, say that you’ve lost the ability to walk effectively due to a knee injury you contracted at work. You might go through rehab for six to eight months, during which time you slowly but surely regain some capacity in your knee. Then one day, you notice that your knee “feels fine” and you’ve totally regained function. It took the six to eight months of rehab to make the healing happen. But once it did happen, it happened quickly.

Begin the path of good habits, good relationships, and positive outcomes by connecting with a North Carolina workers’ compensation law firm.

More Web Resources:

The Revolution, When it Comes, is Often Swift

Tipping Point

On the surface, the North Carolina Workers’ Compensation system is pretty simply set up. Yes, there are many rules and regulations. Yes, the nature and extent of your injury/sickness can play a key role in the structure of your benefits. Yes, you can run adrift of problems with a mean or cranky employer or an insurance company that acts in an aggressive manner.

But all that said, applying for workers’ compensation is substantially less difficult than rocket science or brain surgery…or at least it should be.

So why do so many beneficiaries (or want to be beneficiaries) endure so much trouble?

Even well-educated, tenacious folks who commit time and energy to really understanding the system can run aground of horrific problems. And these problems are not trivial, either. If you approach your workers’ comp struggles incorrectly, you may wind up with less than fair benefits. For instance, in a best-case scenario, perhaps you could receive $500 a week. In a less than ideal scenario, you could end up with $300 a week. That’s a difference of $200 a week – $800 a month, nearly $10,000 over a year. That’s a substantial amount of money to “lose,” especially if you are already swamped by debt, medical bills and unexpected expenses. In other words, there’s plenty of incentive to do workers’ comp “right.”

Perhaps many people struggle not because they lack for motivation, discipline, or intelligence but rather because they underestimate the complexity of their challenges.

In other words, they have been conditioned to think that their problems are simpler than they actually are. You would never presume to be able to understand — deeply “grok” — the workings of a jet engine or nuclear physics by just reading a few pamphlets or chapters in an elementary textbook. Why, then, should you presume that you would understand the intricacies and subtleties of workers’ compensation after just some basic, superficial study?

The rejoinder, of course, is that the level of complexity is radically different.

But is it really?

Think about any great skill. You’ll realize that you need to dedicate a rather profound amount of time in practice (ideally, guided by a mentor) to achieve any degree of mastery. This doesn’t just apply to complicated tasks like engineering engines or playing the violin, but to basically any human task, such as walking (babies need a lot of practice), handwriting (how long did it take you to learn how to write your name in cursive?) and so forth. In fact, journalists like Malcolm Gladwell and Geoffrey Colvin have argued that people need 10,000 hours of practice on a specific skill before they can achieve mastery.

Fortunately, you don’t need to “master” workers’ comp on your own. You could instead partner with a North Carolina Workers’ Compensation law firm to take advantage of someone else’s skill, practice and mastery to achieve your ends much faster and with more certainty.

More Web Resources:

10,000 Hours to Mastery

An example of how we underestimate complexity (from the world of diet and nutrition)

The injury/illness that you suffered at work – and that’s led to a desire to file a North Carolina workers’ compensation claim – altered your physical, mental, and spiritual goals in ways that you’re probably only beginning to understand.

As you grapple with the manifold and developing challenges, your thoughts will occasionally turn to questions like:

•    What will I do once I’m healthy?
•    How much function will I regain?
•    What will it be like to go back to my old job if I make a substantial claim against the company? Will it be weird?
•    Will my injury, accident, or illness change my career goals? If so, what should I do about this?

It’s important to get thoughts like these out on paper, so you don’t have them clanging around in your head, causing you stress.

Once you’ve written your worries down on paper, try this useful exercise:

1. Spend about 5 or 10 minutes on each question (you can also generate your own questions) and brainstorm answers.

Don’t constrain your thinking. Just spend some time writing free form. Your subconscious will likely pour out its deepest secrets onto the paper for you.

2. Give yourself a break. Come back to these questions tomorrow or the day after tomorrow and do the exercise again.

Once you’ve generated a lot of ideas, you’re going to see patterns in your thinking. For instance, maybe you kept writing things to the effect of, “I really need to find a different job, I don’t want to do this kind of work, and I physically can’t do it anymore.” If so, then really take that message to heart and brainstorm ways around the constraint.

3. Probe and ask questions to solve your problems.

Are there other jobs that you would like to do? Can you apply your training to other jobs? Can you make a vertical or horizontal career move? Compile the questions that stem from these answers, and then brainstorm answers just like you did in the first exercise.

4. For help dealing with your logistical and legal battles, connect with a North Carolina workers’ compensation law firm.

More Web Resources:

Brainstorm Exercise to Help You Find Root Causes

Asking Yourself Why: Again and Again

In a post earlier this week, we discussed how spouses of North Carolina workers’ compensation beneficiaries (or want-to-be beneficiaries) are often subject to stress, overwhelm, and sudden surges of responsibility. Whether you’re a secondary family earner now charged with the burden of working more hours while simultaneously caring for your sick or injured spouse, or you are a partner who is confused about the sudden and dramatic negative changes in your sick/injured loved one’s behavior and attitude, you need actionable solutions.

Here are some principles to help you solve your problems and get the help you need.

1.    Behavior/attitudinal shifts are often just the tip of the iceberg.

Whether you notice that you are more moody, your spouse is more depressed, or your teenagers or even your family dog is acting “funny,” you’re probably only paying attention to the tip of the iceberg. You need to probe deeper to find out the root cause of what’s really troubling your family and what’s really pulling everyone’s chain.

One interesting way to get at the root cause is to use the theory of constraints. Basically, you take the most prominent issue at hand and you drill down to the root cause by asking “why?” multiple times. For instance, you may make an observation like: “My sick husband is staying in his room way too much and refusing to help with chores around the house, even though he is physically capable of doing so.” You then ask why this is the case. Your answer might be that he is depressed because he’s unable to provide for his family. You then ask WHY he might be depressed about being unable to provide for his family. Your second answer might be because he values being productive and contributing to his family’s welfare.

Drilling down this way helps you discover the root cause of your problems, and it can also be a wonderful way to get back in touch with your compassionate side, if you’ve been feeling exasperated. After all, take a look at our theoretical example. Just asking “why” two times has led us from a rather despicable-seeming behavior to a noble and valiant root cause of that behavior.

2.    Consider the fact that the problem might be medical/biochemical.

Especially if your injured spouse was hurt due to chemical exposure or a head injury, the shift in behavior or attitude might have nothing to do with the psychology and everything to do with physiology and neurology. If you suspect anything along those lines, seek immediate medical attention.

3.    Make your life simple by connecting with resources to solve your problems.

Now is the time to lean on friends and family members to help with the simple chores that are giving you stress. Now is the time to get in touch with financial planners to help you and your family reconcile with your new financial reality. If you’ve been having trouble with your benefits, now is the time to connect with a North Carolina workers’ compensation law firm to identify best practices and protect your rights under the law.

More Web Resources:

Theory of Constraints – The Current Reality Tree

Is the Change in Behavior Psychological or Physical?

You have been struggling long and mightily with your North Carolina workers’ compensation case.

•    Perhaps you suffered a slip and fall at a machining plant facility in Raleigh a year-and-a-half ago, and you’re still managing a “bum” leg and knee.
•    Maybe your spouse suffered a traumatic brain injury after he inhaled residue of an explosive fire in his North Carolina car crash.
•    As if the accident or event wasn’t disturbing enough, you have since had to deal with insurance company shenanigans, bureaucratic incompetence, and a totally uncooperative employer.
•    Meanwhile, you need to sustain your focus on getting adequate compensation while dealing with all of life’s other challenges, such as raising your family, managing your dwindling finances, and dealing with the personal drama in your life.

It’s not surprising that many people in the throes of North Carolina workers’ compensation struggle also suffer from depression, anxiety, and fatigue.

There is no easy fix. However, probably just hearing all of your problems laid out like this makes you feel a little bit relieved. In other words, now you know that that sense of depression and overwhelm has a real source: there are real-world, root causes of your discontent.

On the other hand, just labeling the problem is not going to dispatch it!

To that end, here are three tools useful for wrangling with life’s uncertainties, meeting financial and organizational challenges, and cultivating the inner resources necessary to see your case to a positive conclusion:

1. Check out David Allen’s book Getting Things Done

Widely hailed as the most respected “productivity guru” of the twenty-first century (by the likes of Time magazine, Wired, and other big publications), Allen teaches a philosophy of personal management that involves identifying “what’s true now” in your life. GTD uses sophisticated processes to help you manage everything from clearing your email inboxes to codifying and reviewing your purpose on the planet.

2. Practice mindfulness meditation

Powerful scientific research now shows that regular meditators (30 to 45 minutes a day) experience a profound reduction in stress, increase their general level of happiness, and enjoy other health and wellness improvements.

3. Connect with a North Carolina workers’ compensation law firm.

Your workers’ comp case will almost certainly be less overwhelming and terrifying if you have the appropriate team to guide you, help you make the right choices, and avoid the mishaps and false beliefs that hamper so many hurt and sick workers out there.

More Web Resources:

Summary of Research on the Benefits of Meditation

How to Get Started with Getting Things Done

This North Carolina workers’ compensation blog often focuses on the needs, concerns, and fears of hurt and sick workers, and we will continue to surface and address the obstacles that hold workers back.

But most workers don’t operate in a vacuum.

They rely on friends and family members to nurture them, guide them, administer medical care, and, occasionally, financially support them. Many family members of beneficiaries (or would-be beneficiaries) have powerful concerns of their own that may not be getting addressed effectively. In a two-part blog series, we’re going to talk about what it’s like to be the spouse or partner of someone on North Carolina workers’ compensation. We will provide tips, resources, and strategies for you to manage your family’s crisis more effectively and compassionately.

Examples of why being a spouse of someone on workers’ comp can be so difficult:

1.    Sudden temperament changes.

When someone gets hurt or sick at work, everything changes all at once. A confident, proud, and supportive husband can “turn on a dime” and start acting ungrateful and even abusive. The cause of this Dr. Jekyll to Mr. Hyde transformation might be the injury itself, or it might be the psychological trauma of the injury. If your husband was exposed to a nasty chemical slurry at his factory, for instance, the chemicals might have had neurological effects that altered his brain.

2.    Sudden shift of family responsibilities.

Perhaps your wife was the major wage earner for your family. But she suffered severe chronic repetitive stress injury due to her office work. Now she is unable to provide a paycheck for the family. AND she is also unable to offer help with child care and chores around the house. The whirlwind shifting of family roles stresses everyone in the family, including the children.

3.    The chaos of the transition, in and of itself, creates family strife.

In the wake of a workplace injury or illness, you may be shocked and dismayed to discover that your children are fighting more or getting into more trouble at school. Perhaps you or your spouse is getting sick more often. Chaos and constant change can disrupt even the most capable and level-headed family members. Moreover, you may not know where all of these hazards are “coming from.” It may feel like you’ve just hit a jackpot of bad luck. But instability, in and of itself, is often enough to hamper immune systems, challenge even highly functional relationships, and even lead to biochemical and hormonal changes.

If you or someone in your family needs help with a workers’ comp issue – dealing with an insurance company that’s not playing fair, fighting back against a callous employer, etc. – you need stability, guidance, and a return to control. A North Carolina workers’ compensation law firm will help you put the pieces together and get back on track.

More Web Resources:

How Instability In and Of Itself, Creates Stress

Being a Spouse of Someone Who is Injured

Perhaps you are seeking workmen’s compensation in North Carolina because you burned your arms and hands during a factory explosion or fire. Or maybe you suffered a more mundane sickness or injury, such as broken bones and lacerations during a delivery truck accident.

Irrespective of how you got hurt and where you are in the North Carolina workers’ compensation process, you’re almost certainly suffering from information overload.

Truth be told, the web offers more information about how workers’ comp works, what you should and shouldn’t do as a potential claimant, etc., than you could possibly read in a month. During your research, you may stumble on free e-books about workmen’s compensation, free advice to the effect of “12 things you must do,” or “seven massive mistakes that can ruin your workers’ comp,” and other loud, garish, attention-grabbing headlines.

It’s all very confusing and very difficult to filter.

Marketers are getting better at adapting their persuasive techniques to the Internet. This, it’s becoming more and more difficult to discriminate between materials created by a reputable North Carolina workers’ compensation law firm and materials created by a slick marketer who doesn’t understand the relevant laws or processes.

Why is this a problem?

It’s a problem because hurt and sick workers may put their trust in firms or people who lack the expertise necessary to get the powerful results they need. Unfortunately, there is no easy rule of thumb you can use to filter out irrelevant information and filter in important information.

Take heart in knowing that the info overload problem affects every person in every station of life – not just hurt and sick workers in North Carolina. Everyone online has a microphone – a blog, a YouTube channel, a website, etc. – so the web has gotten almost deafeningly loud.

So, while there may not be a quick fix, if you just simply recognize that you are operating in this chaotic, noisy environment, you might begin to take notice of the chaos and develop your own systems and processes to filter information.

Chances are you already have these systems in place, but you probably have yet to name them. For instance, perhaps you always trust one friend with great restaurant recommendations. Or perhaps you trust another friend with awesome book recommendations. The key is to develop your network and your ability – your “spidey sense,” if you will – to navigate the massive information hive that is the 2012 web.

With enhanced screening abilities, you will make better, more accurate use of information about workmen’s comp in North Carolina.

More Web Resources:

The State of the Web: 2012

Info Overload Solutions

Perhaps you have been on workers compensation in North Carolina due to a back injury, car accident, or explosive disaster at a Raleigh manufacturing company. Or maybe you and your spouse are just starting to explore programs like workmen’s comp in North Carolina. In any event, you are likely less concerned with how this system came to be — and whether or not it’s structured fairly or appropriately — than you are with getting results and rebuilding your life.

Fair enough.

However, if you operate unaware of the structural flaws in the system, you could be at a disadvantage. The workers’ comp system is, in many ways, an historical artifact. Workmen’s comp arose as a kind of “grand bargain” between employers and business owners in the late 1900s and early twentieth century. Basically, workers hurt on the job surrendered their right to sue employers in exchange for guaranteed benefits. Many of the original governing principles remain intact today. But the artifacts in the system are neither perfect, nor perfectly designed for the modern era.

For instance, legal issues aside, are the rules regarding mandatory workers’ comp really fair for employers – and for employees? Are the evaluations of injuries appropriate or not? Basically, you can examine any facet of the system, and you might come away thinking that the system is archaic and based on tradition instead of on logic.

Many of the rules, regulations, and laws are, indeed, arbitrary. They may have emerged as political compromises. Or they may stem from bureaucratic decisions made decades ago. The North Carolina workers’ compensation system is certainly not alone in this regard. Practically every government benefits program suffers from the same kind “arbitrariness” corrupting its structure.

The question for beneficiaries (or people who want to become beneficiaries) is: Given the uneven playing field and potential “unfairness” built into the system, how can you make the best decisions to protect your rights, speed up your recovery, and prevent more powerful players (e.g. an insurance company or your employer) from manipulating the system?

There is no one-size-fits-all answer. Every claimant has different needs and constraints.

That’s why it’s very helpful for claimants to work with an experienced North Carolina workers’ compensation law firm – to understand what you need to pay attention to and, perhaps more importantly, to understand what you can safely ignore. You need to appreciate these distinctions as you rehabilitate, apply for and utilize your compensation, and redesign your life so you can get back to work and back to better health.

More Web Resources:

Life is Unfair: Examples

Dealing with Life’s Inherent Unfairness

Whether you are crippled by a welding injury, hurt in a car accident, or tormented by a chronic musculoskeletal problem, you’ve come to recognize you need North Carolina workers’ compensation benefits to pay for your care and time off of work.

On the other hand, you detest the idea of becoming dependent on the North Carolina workers’ compensation system. You’re proud of your ability to provide for your family and for yourself. And you suddenly vowed to do whatever it takes to beat this injury or illness and get back to earning a living ASAP.

This is an admirable goal. However, you might want to reconsider your attitude toward asking for and getting help. So many North Carolinians are trained to believe that they need to fix their own problems. This attitude, in many ways, is of American culture. Individualism is one of the founding ideals of our nation. Many workers actually hurt themselves because they are so focused on being the best – and providing standout contributions – that they pushed themselves over the edge and into injury or illness.

Obviously, the fighting spirit has its place. But it’s a double-edge sword. And there are times when team work is essential, where support is vital, and where “going it alone” is the metaphorical equivalent of walking off a cliff.

Of course, the question of whether to get help (or how to get help) is not an either/or proposition. It’s not as if you have to choose between “helping yourself” and getting help from others. Indeed, the most effective people seem to be those who do both simultaneously – who demonstrate a tremendous amount of self-reliance and initiative, but also look to a trusted advisor for help and insight.

There is another lesson here: You want to be choosy about your advisors, and you want to be purposeful about how you leverage their input. For instance, if you are sick with a rare musculoskeletal disorder, you want to find a physician who has excellent experience – and a demonstrable track record – of treating that particular type of injury. Likewise, if you were hurt in an accident or made sick at work, you may find it extraordinarily useful to talk to a North Carolina workers’ compensation law firm about what options you might be able to leverage, what resources are out there for you, and what your ultimate outcome may look like.

The bottom line: If you’re in pain, or if you’re confused, understand that you don’t have to struggle alone with these complicated, emotionally difficult issues. Dedicate yourself to finding and utilizing reputable, trusted resources to get you to your goals and help you solve your problems.

More Web Resources:

Why Is It Difficult for Some People to Ask for Help?

The Power of Mentorship

If you got sick or injured at work – whether you typed your way to carpal tunnel syndrome working an executive job in Raleigh’s Research Triangle or you screwed up your lower back engaging in agricultural work out in the far west of the state – you likely need North Carolina workers’ compensation benefits to pay for your damages and medical expenses (and possibly more) while you get treated and go through rehab.

The process of obtaining these benefits can be complicated and – it’s easy to get struck in red tape, tripped up by insurance company nonsense, and even challenged by your company. This is why many claimants often benefit greatly from talking with North Carolina workers’ compensation law firm.

But irrespective of your legal and medical struggles, the time will come (hopefully) when you will heal well enough to return to work in some capacity.

This can be a dangerous time, indeed.

After all, stereotypes of North Carolina workers’ compensation beneficiaries to the contrary, most injured workers desperately want to get back to being productive. You might be tempted (or even pressured) to stretch beyond your physical capacity. If you push yourself too hard after your injury, you risk re-injury, new injuries, and other setbacks – physical, emotional, and financial – which may make your journey infinitely harder.

How do you know, if you are on the verge of re-injury?

This is an important question, and many hurt and injured workers don’t pay enough attention to it. After all, when we “push ourselves” we often do subconsciously. To catch overexertion in the process requires tremendous concentration and mindfulness.

But there is a shortcut. You could journal your work experience. Every day after you come home from work, discuss your work day in detail in your journal. Pay attention to how you felt before, during, and after a particularly strenuous task. Did the tasks stress your injury? Did you “feel it” hours or days after exertion? The more you analyze how specific actions impact your healing, the more effectively you “catch” and prevent problem activities. As any successful doctor or healer will tell you, the best healing comes with the most accurate knowledge. Take the time – it could be only 5 to 10 minutes a day – to jot down your work and pain experiences. You might find it invaluable not only as a tool to prevent re-injury, but also as a means to solve other nagging problems in your life.

For help with a specific claims issue, connect with a North Carolina Workers’ Compensation law firm.

More Web Resources:

Becoming More Mindful of Unconscious Habits

The Perils of Re-Injury